Just a thought but have you allowed for all those who have paid into the system all their lives but dident live to reach retirement age, and when you think further into it theres lots of other similer ways the government makes money. We need a party such as BNP to sort our country out before its too late if its not already too late!, remember Enoch Powel? if he had been listened to there wouldent be this problem, if BNP dont get in our chidren will be saying the same !!